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Need local real estate information? We've summarized much of what is important about the Hoboken, Jersey City and Weehawken real estate market in this site.

Need expert advice? No web site, large or small, can take the place of a real estate agents. Not even mine! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job.

Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR real estate agents. As your trusted, professional real estate partner, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. We have the experience and track record you are looking for.

- Laura Ana Knecht

Financing Your Home >Balloon Mortgages

In loan terminology a "balloon" is the unpaid loan balance that must be paid in full on a specified due date. Federal savings and loan associations are permitted to make balloon mortgages with as little as five percent down and monthly payments that are smaller than the amount needed to fully amortize the debt. On the due date, which may be only a few years after the loan was made, the balance must be paid off or the loan must be renegotiated. Balloon borrowers must be cautious and plan carefully to avoid overlooking balloon payment obligations. It is easy to be lulled into complacency by the easy monthly payment terms.

Today's complex economics have produced a wide variety of options for potential borrowers, who are often surprised by how much house they can afford to buy. Loan approval is ultimately in the lender's hands, but your real estate agent can help you to determine your real buying power.

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Q	What Hollywood star made the first footprint outside Grauman's Chinese Theater?
A	Norma Talmadge accidentally stepped in wet concrete outside the building in 1927.
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Laura Ana Knecht, REALTOR®, real estate agents and broker for Hoboken, Jersey City and Weehawken, New Jersey home listings, property and land for sale - NUMBER1EXPERT

Knecht Properties
Connecting YOU to Real Estate
50 Harrison Street, Suite 311
Hoboken, NJ 07030
201-977-4900
Fax: 201-977-4903
info@knechtproperties.com

Knecht Properties is a Real Estate firm committed to helping people CONNECT to real estate. Through residential sales or rentals, commercial sales or rentals and investments, our real estate experts will help YOU make the best decision.

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